There are four basic parts of Medicare: A, B, C, and D. You can also opt in to Medicare supplement insurance (MediGap) to protect yourself or your loved ones. Contact us today for a consultation or get our Medicare Mistakes to Avoid Guide free!

Part A

Medicare Part A is hospital coverage. Part A helps pay for care you receive when you are admitted as an inpatient in a hospital or skilled nursing facility. Part A does not cover the fees charged by doctors who participate in your care while you are in the hospital. Part A may not cover a hospital stay if it is strictly for observation.

Part B

Medicare Part B is medical coverage. Part B covers doctor visits and most medical services. It also covers doctor services provided to you as a patient in the hospital. Some preventative care, such as flu shots, may also be covered by Part B.

Part C

Medicare Part C is Medicare Advantage. Medicare Advantage is the name for plans that are offered by a private insurance company but approved by Medicare. Medicare Advantage participants are still in the Medicare program, but receive benefits through their private plan instead of original Medicare. You must enroll in Part A and Part B to participate in Medicare Advantage. All plans offered by the insurance companies are required to provide the benefits of Part A and Part B. Some plans have additional benefits such as prescription drug coverage and routine dental and eye care.

Part D

Medicare Part D is prescription drug coverage. Medicare Parts A and B don’t cover prescription drugs. Many people who are enrolled in Part A or Part B Medicare choose to add Part D to assist in the payment of prescription drugs. You may enroll in a Part D plan if you are entitled to Medicare Part A or if you are enrolled in Medicare Part B. Medicare Part D plans are required to cover certain common types of drugs, but each plan may choose which specific drugs it covers. The particular drugs you take may not be covered by every Part D plan. It is important to review each plan’s drug list to see if your prescriptions are covered.

Medicare Supplement Insurance

Medicare supplement insurance (or Medigap) helps pay some of the out-of-pocket costs that are not covered by Parts A and B. Out-of-pocket costs include costs such as deductibles, co-pays and co-insurance. Unlike other Medicare components, supplement insurance is not a government benefit. Plans are offered by private insurance companies and are an optional benefit. There are 10 standardized plans that companies may offer. The plans’ requirements are set by the federal government.

Local, Expert Advice: Always Free

Get Help Now!

Baton Rouge:

New Orleans:

Call Medicare Advisor of Louisiana for professional advice on determining the right medicare coverage for your personal needs and health profile. We don't represent the insurance companies, we represent YOU!

Get Your Free Guide

Schedule a Free Consultation

Lets talk! We can help you chose the right plan for your needs. Medicare is confusing! Get answers here.

By providing contact information you consent to be contacted by a licensed insurance agent at the phone or email provided. Your contact information is not shared or sold to anyone.


  • Jeremy helped me get signed up with Marketplace insurance before I first became eligible for Medicare a couple of years ago, and then helped me transition to Humana coverage under Medicare. He made the whole process look simple for me. He has always been there for me when I have questions and is very courteous and professional. Highly Recommend!

    Mary Gourdon

  • Jeremy Scallan is a professional that works with retired individuals, giving them knowledge on the different Medicare Providers; including checking the cost of each of their drugs by provider/company. He also tells you about which plan provides more financial assistance for diseases such as cancer. He includes details on dental and visual coverage as well. He is a trustworthy individual that a senior citizen can feel safe allowing in their home. Honor and respect for others are his greatest characteristics. I sincerely appreciate all the assistance he has given me in the past five (5) years and it has been a pleasure working with him. Sincerely,

    Joyce Hutchison

  • I couldn’t have asked for a better person to help me look at Medicare plans every year. You've been a big help to me and my family members. I consider you like a son. Thank you for everything!

    Linda Braud

  • My wife and I are very happy with the help Jeremy gave us. We had no idea about what to do before meeting with him. Thank you! We really appreciate your help with our Medicare choices.

    Harold Hardy

Disclaimer is not associated with or endorsed by Medicare, the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS) or any other government agency. Medicare has neither reviewed nor endorsed this information. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week or consult